Many people would like to keep working after start Social Security but don’t because they have heard this would result in the permanently loss of benefits. Nothing could be further from the truth.

If continued employment (while collecting benefits) is a possibility for you then you will want to watch this lesson’s four-minute video. In it you will learn about something Social Security calls “the adjustment of the reduction factor” or ARF. This is the key to getting back every penny of any reductions in your benefits that were due working while collecting Social Security.