Will Social Security tell you if you are not claiming all of the benefits that you are entitled to? The answer is no!
The official Social Security Handbook contains 2,728 rules relating to these benefits. Their operations manual explaining these rules contains over 20,000 pages.
The more rules, the more complications, the greater the chance that you won’t get all you could.
Given all of the complexity surrounding this program, knowing that you have maximized your retirement benefits, spousal benefits and survivor benefits is difficult.